Never turn away a studentfor money again.

Most schools lose tuition to plans they can't offer and students they can't finance. Lumion gives every student a path to pay with flexible payment plans, 100% approvals, and licensed in-house servicing.

Every dollar of tuition, handled in one place.

Never turn a student away for money.

Give every prospective student a way to say yes. Lumion's tuition payment plans match every budget, every program, and every state, so the enrollment conversation doesn't end because the money didn't work.

  • Convert more enrollments
  • Stop losing students to “no”
  • Match every student's budget
100%
Plan approval
48
NMLS-licensed states
Choose a payment option

Pay in full

5% discount

$8,400

12-month plan

0% interest

$700/mo

Deferred tuition

starts at graduation

$0 down

State-specific rules applied automatically

How schools are winning with Lumion Payments.

Students self-serve. Your finance team doesn't.

The portal shows today's real-time payoff quote — and what the student saves by paying it. When they pay, the contract-satisfied letter generates and sends itself. Your finance team isn't in the loop.

  • Real-time payoff math, visible to the student
  • Auto-generated contract-satisfied letter on payoff
  • Zero outbound emails from your team to close the loan
Real-time payoff quote · Student portal

Remaining balance

$4,200.00

On-time
Pay off today

$3,990.00

Save $210
Contract-satisfied letter auto-sends on payment

Auto-charge handles the rest.

Card declined on payday because the deposit hadn't cleared? Lumion retries on a schedule tuned to soft-failure recovery. Hard failures route to the in-house servicing team with full context attached.

  • Card · ACH · Apple Pay, NACHA-compliant
  • Smart retry on soft failures — no manual chase
  • Hard failures escalate to servicing with full history
Auto-charge · Smart retry sequence
Auto-charge attemptMar 1 · 6:00 AM

Card declined · insufficient funds

Smart retryMar 3 · 6:00 AM

Soft failure · retrying

Smart retryMar 5 · 6:00 AM

Payment captured · $420.00

No manual outreach until hard failure
Resolved

16 humans behind the numbers.

Late payments don't go to an overseas call center reading from a generic consumer-collections script. They go to a 16-person, US-based, empathy-trained team that understands career school students — and logs every touchpoint back to the student record.

  • 16 US-based servicers, trained on career school students
  • 9 avg. touchpoints per week per late student
  • 350K+ human texts & calls in 2025 alone
In-house servicing · 16 humans
AM
JR
DK
SP
LC
ET
MB
RC
TN
OG
PH
VW
BL
KS
NF
QY

Payback rate · 36-mo cohort

91.7%

Touchpoints / week

9

SMS · payment reminder
Call · schedule check-in
Email · payoff quote
Not a call center in another country

From the people running it

Why schools stay on Lumion Payments.

"Over six years, Lumion has driven at least a third of our enrollment. Offering 36 and 48-month payment plans has become essential to our success."
TS

Tyler Sasse

Founder & CEO · Western Welding Academy

"The assistance Lumion has provided for gap funding has been huge. We have students who never could have come up with the money up front to go to school."
CS

Calvin S.

Admissions Director · Protégé Academy

"All of our financing is set up in one location, so we're not juggling multiple systems. Whenever I have a request I get an immediate response — friendly, efficient, and professional."
TL

Tammy L.

Founder · National Training Inc.

"I set the deposit amount I'd like to receive, and students choose the repayment that best fits their budget. The system lets me be adaptable to any situation — I can assist every student."
DF

Dwayne Few

Founder · Academy DA

"Students can sign up for the payment plan right when they inquire about us. It's a seamless process for someone who's just looking to get information quickly."
KL

Kristine L.

Founder · Elite Dental Assisting

"My team interviewed 9 different CRMs — HubSpot, Salesforce, Pipedrive, all the big players. They came back and said it's 100% Lumion. Not even close."
JD

Jacob Doss

Founder · TradeCraft

"Over six years, Lumion has driven at least a third of our enrollment. Offering 36 and 48-month payment plans has become essential to our success."
TS

Tyler Sasse

Founder & CEO · Western Welding Academy

"The assistance Lumion has provided for gap funding has been huge. We have students who never could have come up with the money up front to go to school."
CS

Calvin S.

Admissions Director · Protégé Academy

"All of our financing is set up in one location, so we're not juggling multiple systems. Whenever I have a request I get an immediate response — friendly, efficient, and professional."
TL

Tammy L.

Founder · National Training Inc.

"I set the deposit amount I'd like to receive, and students choose the repayment that best fits their budget. The system lets me be adaptable to any situation — I can assist every student."
DF

Dwayne Few

Founder · Academy DA

"Students can sign up for the payment plan right when they inquire about us. It's a seamless process for someone who's just looking to get information quickly."
KL

Kristine L.

Founder · Elite Dental Assisting

"My team interviewed 9 different CRMs — HubSpot, Salesforce, Pipedrive, all the big players. They came back and said it's 100% Lumion. Not even close."
JD

Jacob Doss

Founder · TradeCraft

Intelligent school operations. Flexible options.

Engagement

Capture more leads.

Capture every inquiry from your website, ads, and referrals. Reply in seconds, day or night.

Hi! Can I tour Tuesday?

New lead · SMS

Booked you for Tue 10:30 AM. Confirmation sent ✓

Mia · 47s
Enrollment

Enroll students faster.

Build applications, automate approvals, and get students from inquiry to first day of class.

Step 4 of 4 · ReviewComplete
Enrollment Agreement
Signature
Approved
Payments

Collect more tuition.

Custom plans, lender options, and a dedicated US-based collections team that services all payments.

91%payback

Tuition Plan

$700/mo

12 × $700

0% APR · auto-pay

NMLS
Success

Keep more students.

Track attendance, catch fade-outs early, and prove placement to your accreditor.

NACCAS-readyLast 5 cohorts
+20%
SepOctNovDecJan
Agents

Hire AI teammates.

Three customizable AI agent teams handle outreach, applications, and student questions. Designed by you, for you.

OutreachFormsFollow-upPayments