Every dollar of tuition, handled in one place.
Never turn a student away for money.
Give every prospective student a way to say yes. Lumion's tuition payment plans match every budget, every program, and every state, so the enrollment conversation doesn't end because the money didn't work.
- Convert more enrollments
- Stop losing students to “no”
- Match every student's budget
Pay in full
5% discount
12-month plan
0% interest
Deferred tuition
starts at graduation
State-specific rules applied automatically
How schools are winning with Lumion Payments.
Students self-serve. Your finance team doesn't.
The portal shows today's real-time payoff quote — and what the student saves by paying it. When they pay, the contract-satisfied letter generates and sends itself. Your finance team isn't in the loop.
- Real-time payoff math, visible to the student
- Auto-generated contract-satisfied letter on payoff
- Zero outbound emails from your team to close the loan
Remaining balance
$4,200.00
$3,990.00
Save $210Remaining balance
$4,200.00
$3,990.00
Save $210Move once per cycle, inside guardrails you set. Your finance team never sees the request.
Auto-charge handles the rest.
Card declined on payday because the deposit hadn't cleared? Lumion retries on a schedule tuned to soft-failure recovery. Hard failures route to the in-house servicing team with full context attached.
- Card · ACH · Apple Pay, NACHA-compliant
- Smart retry on soft failures — no manual chase
- Hard failures escalate to servicing with full history
Card declined · insufficient funds
Soft failure · retrying
Payment captured · $420.00
Card declined · insufficient funds
Soft failure · retrying
Payment captured · $420.00
Jordan Lee
INV-2031 · paid
Maria Sanchez
INV-2032 · auto-charged today
James Patel
INV-2033 · retry scheduled
Avery Brown
INV-2034 · paid
16 humans behind the numbers.
Late payments don't go to an overseas call center reading from a generic consumer-collections script. They go to a 16-person, US-based, empathy-trained team that understands career school students — and logs every touchpoint back to the student record.
- 16 US-based servicers, trained on career school students
- 9 avg. touchpoints per week per late student
- 350K+ human texts & calls in 2025 alone
Payback rate · 36-mo cohort
91.7%
Touchpoints / week
9
Payback rate · 36-mo cohort
91.7%
Touchpoints / week
9
From the people running it
Why schools stay on Lumion Payments.
"We stopped writing off tuition the month a student went late. The servicing team just… handles it."
Paul W.
Founder · Flex Air
"Students move a payment date inside the portal. My finance person doesn't even know it happened."
Trevor P.
Founder · Coders Campus
"Payoff letters generate themselves. We used to lose a week on every early payoff."
Calvin S.
Founder · Protégé Academy
"The lender options recaptured students we would have turned away. That alone paid for the platform."
Kristine L.
Founder · Elite Dental Assisting
"The servicing team is American, empathetic, and on it. They sound like our staff, not a call center."
Tammy L.
Founder · National Training Inc.
"91.7% payback is not a number I believed until I saw the dashboard every month."
Director of Finance
Placeholder · Career School
"We stopped writing off tuition the month a student went late. The servicing team just… handles it."
Paul W.
Founder · Flex Air
"Students move a payment date inside the portal. My finance person doesn't even know it happened."
Trevor P.
Founder · Coders Campus
"Payoff letters generate themselves. We used to lose a week on every early payoff."
Calvin S.
Founder · Protégé Academy
"The lender options recaptured students we would have turned away. That alone paid for the platform."
Kristine L.
Founder · Elite Dental Assisting
"The servicing team is American, empathetic, and on it. They sound like our staff, not a call center."
Tammy L.
Founder · National Training Inc.
"91.7% payback is not a number I believed until I saw the dashboard every month."
Director of Finance
Placeholder · Career School
Intelligent school operations. Flexible options.
Capture more leads.
Capture every inquiry from your website, ads, and referrals. Reply in seconds, day or night.
Hi! Can I tour Tuesday?
Booked you for Tue 10:30 AM. Confirmation sent ✓
Enroll students faster.
Build applications, automate approvals, and get students from inquiry to first day of class.
Collect more tuition.
Custom plans, lender options, and a dedicated US-based collections team that services all payments.
Tuition Plan
$700/mo
12 × $700
0% APR · auto-pay
Keep more students.
Track attendance, catch fade-outs early, and prove placement to your accreditor.
Hire AI teammates.
Three customizable AI agent teams handle outreach, applications, and student questions. Designed by you, for you.